The verdict
Cursor is the AI code editor we would shortlist first for VS Code users because Composer makes cross-file edits feel reviewable instead of magical — propose, see the diff across files, accept or reject by hunk. The Cursor 3.5 update pushed this further with Cloud Agents that run in isolated VMs across repos, and MCP support, a stable Cursor CLI, and .cursorrules mean custom data sources and house style plug in natively. On the common comparisons: against GitHub Copilot, Cursor wins on agentic multi-file work and loses on raw ecosystem reach; against Windsurf the two are close, with Cursor ahead on polish and Windsurf on price; and Claude Code is the better pick for terminal-first workflows where you'd rather not switch editor families at all. The catch is cost: the free Hobby tier's slow-request lane makes serious evaluation hard, and Pro is $20/mo with credits that burn fast on premium models (Pro+ $60, Ultra $200). For VS Code users who want the best agentic IDE and will pay for it, Cursor is where we'd start; for budget or terminal-first setups, Claude Code, Copilot, or Windsurf earn the look.